2022-Leveraging Nonprofit Risk Transfer Insurance


Who’s REFORM Alliance?

REFORM Alliance is a non-profit group devoted to remodeling America’s probation and parole system. It advocates for a restorative system that’s truthful, accountable, and invested in rehabilitation, assist, and well-being. In a enterprise similar to this, REFORM Alliance was in want of a nonprofit danger switch answer.

The group was based in January 2019 by a bunch of philanthropists and activists, together with Robert Rihmeek Williams (Meek Mill) and Shawn Carter (Jay-Z). It’s headquartered in New York Metropolis. Since its founding, REFORM has introduced collectively enterprise leaders, advocates, and bipartisan coalitions of policymakers to work on commonsense options to remodel probation and parole. The group has already achieved important legislative victories in 9 states to date. 

REFORM Alliance’s mission is to remodel probation and parole practices by altering legal guidelines, methods, and tradition to create alternatives for folks to have a greater future. The group goals to place folks first, push for actual options, and construct sturdy communities. 

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REFORM Alliance’s Distinctive Place

nonprofit risk transfer position

As a non-profit group, REFORM Alliance has attracted staff who’re devoted and passionate contributors to the corporate’s mission. They’re well-qualified professionals able to excelling in any business, who’ve chosen to commit themselves to REFORM’s mission of remodeling the justice system. For that purpose, REFORM’s management got down to present its staff with the most effective insurance coverage and advantages protection doable, particularly in well being care. 

In on the lookout for the fitting insurer, REFORM Alliance’s crew needed a cost-efficient answer that may permit them to entry and assess the completely different insurance coverage selections out there to them so they might select a best-in-class choice. REFORM additionally needed an insurance coverage advisor who might present steerage and regulate protection because the non-profit grew.

REFORM Alliance wanted an insurer who understood what sort of group it was. Many insurers didn’t perceive REFORM Alliance’s mission as a prison justice reform basis that emphasizes communication and advocacy in reaching its objectives. Fairly than offering direct service to people, the REFORM crew is devoted to altering hearts, minds, and legal guidelines across the challenge of prison justice reform.

Lastly, one other problem confronted by the REFORM Alliance crew when on the lookout for the fitting insurer needed to do with location. The group’s staff work throughout america to result in change. Because of this, REFORM wanted to work with an insurer who might present the most effective protection for all its staff no matter their location. 

Embroker’s Nonprofit Threat Switch Options

nonprofit risk transfer solution

When the REFORM Alliance crew got here throughout Embroker of their search, they knew that they had discovered the fitting insurer. As a nationwide supplier of insurance coverage protection, Embroker proved to be probably the most aggressive selection. 

The REFORM crew was particularly impressed by the standard of service that Embroker supplied. They had been on the lookout for an insurer keen to deal with their distinctive wants as a non-profit group, somebody able to offering protection that would accommodate modifications within the enterprise because the group advanced. In Embroker, they discovered the fitting companion. 

REFORM Alliance’s management had a direct line of communication with Embroker’s crew. They knew precisely which Embroker advisors they had been coping with and who to contact at any time. This allowed REFORM to maintain their staff updated with any modifications to their nonprofit danger switch protection, thereby making certain that each worker had an intensive understanding of the advantages out there to them. 

“In terms of insurance coverage, I need to know who my insurance coverage individual is. I need to know that the insurance coverage supplier has checked out all of the choices out there and can contact me to inform me what the most effective choices are for my group and staff. That’s precisely what Embroker was keen and capable of do.” – Karen Caldwell, Chief Financial Officer, REFORM Alliance

Embroker’s big selection of insurance coverage insurance policies makes it an excellent companion for organizations like REFORM Alliance. In terms of well being and worker advantages, Embroker’s consultants work together with your HR crew and draw on third-party information that can assist you discover the most effective protection in your staff. Embroker’s advantages providers embody well being, dental, and life insurance coverage.  For firms and organizations seeking to shield their staff, it’s vital to start out by understanding the prices of an worker advantages program

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Embroker’s enterprise house owners coverage (BOP) presents market-leading industrial property, basic legal responsibility, and enterprise interruption insurance coverage for complete protection of your group. Common legal responsibility insurance coverage particularly can shield your group towards claims of property injury and bodily damage.

For organizations like REFORM Alliance, there are a number of different insurance coverage insurance policies to contemplate. Virtually all states require employees compensation insurance coverage. That’s why it’s vital to have a look at employees compensation necessities state-by-state and decide who can qualify for a employees compensation exemption. Different insurance policies similar to industrial auto insurance coverage are additionally vital relying in your group’s particular wants. 

When deciding on the fitting protection, it’s at all times vital to have a trusted insurer who can focus in your wants and offer you the most effective insurance policies to guard your small business and staff. 


With Embroker’s assist, REFORM Alliance has decreased insurance coverage prices and saved time. Embroker’s crew gathered the required analysis and information to find out the most effective protection for the most effective value, serving to REFORM make the most effective selections for his or her staff. Embroker made it doable for REFORM Alliance to offer its staff with the advantages they should safeguard their well being and for the corporate to thrive as a nonprofit. 

“I’d positively suggest Embroker to different organizations. For small companies particularly, working with Embroker implies that you’ll have somebody who’ll be capable to do the required analysis and offer you the extent of experience that can prevent money and time.” – Karen Caldwell, Chief Financial Officer, REFORM Alliance

With the fitting nonprofit danger switch insurance coverage protection in place, REFORM Alliance’s management and staff can deal with doing the work they’re meant to do. The group continues its mission to dramatically scale back the variety of folks trapped within the prison justice system and redirect them to work in order that they’ll make their households and communities safer and stronger. 


nonprofit risk transfer summary

REFORM Alliance is considered one of many non-profit organizations throughout america working tirelessly to enhance the lives of individuals and communities nationwide. Non-profit organizations like REFORM are pushed by the eagerness and dedication of their folks, which is why it’s so essential to maintain their staff protected and guarded. 

For small organizations and companies that care about their staff, the best manner of defending their folks is to have an insurance coverage supplier who can present the most effective protection doable and be a trusted and dependable companion.


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